Housing Resources 

GNRC provides resources and information on programs benefiting low-income families, elderly persons, and persons with disabilities with funds from the Tennessee Housing Development Agency (THDA).  


As the state’s housing finance agency, the Tennessee Housing Development Agency is a self-sufficient, independently funded, publicly accountable entity of the State of Tennessee. THDA’s mission is to meaningfully expand safe, sound, affordable housing opportunities for low and moderate-income Tennesseans as the state’s leading resource. Established by the General Assembly in 1973, THDA has evolved and grown to serve Tennesseans in many ways: providing grants to preserve and create homes, offering rental assistance on several different levels, assisting in the creation and maintenance of rental housing, providing educational opportunities, and helping other State agencies with housing missions to solve problems and save taxpayers’ money. For more information, click here to visit the THDA website. 

  1. Homebuyers
  2. Homeowners
  3. Renter Assistance/Section 8

THDA Programs for Homebuyers

THDA offers a broad range of programs for homebuyers, homeowners and renters. For a full list of the programs offered, please visit THDA.org/programs 
  • Great Choice Home Loans

    Great Choice is a 30-year, fixed interest rate home loan available through private banks and lenders. These loans focus on first-time homebuyers, U.S. military veterans, and homebuyers in targeted areas. Down payment assistance may also be available. Visit THDA.org/homebuyers for more information. 

  • Tennessee’s Free Housing Locator

    This is a THDA-sponsored, free online resource for locating and advertising available rental properties and other resources for renters. Visit TNHousingSearch.org for more information. 

  • THDA Research and Planning

    For statewide and county-based information about housing and housing affordability, check out THDA’s Research and Planning publications to gain insight into the state’s housing market and THDA’s impact on affordable housing. For more information, visit THDA.org/research-reports

  • Homebuyer Education
    THDA provides nonprofit organizations with tools to teach homebuyer education classes. THDA maintains on its website a list of certified homebuyer education trainers who can help consumers as they consider purchasing a home. For more information, visit THDA.org/homebuyers/homebuyer-education
  • Homeownership for the Brave 
    The Homeownership for the Brave program offers a 1/2-percent reduction on THDA’s Great Choice first mortgage loan for active and retired members of the military. For more information, visit THDA.org/homebuyers/active-duty-military-and-veterans


The Fair Housing Act prohibits discrimination in housing based on race, color, religion, sex, national origin, disability, or familial status (includes individuals or families with children under 18 years of age and pregnant women). The Fair Housing Act applies to almost all housing in the country.  Any individual experiencing housing discrimination may file a complaint with any HUD office, in person, by mail, or by telephone, not later than one year after the alleged discriminatory act has occurred or terminated. An aggrieved person may also file suit in a federal court whether or not a complaint has been filed with HUD.

HUD has established a national toll-free housing discrimination hotline at: (800) 669-9777 (voice) or (800) 927-9275 (TTY). For more information, go to: https://www.hud.gov/hudprograms/fheo.