GNRC administers home repair programs benefiting low-income families, elderly persons, and persons with disabilities with funds from the Tennessee Housing Development Agency (THDA). For information about these programs, click here. In addition, GNRC supports housing initiatives in the region through partnerships with THDA and other public and nonprofit organizations.
THDA HOUSING RESOURCES
As Tennessee's housing finance agency, THDA provides fixed rate mortgage loans for first-time homebuyers, promotes the production of new affordable housing units for households of very low to moderate-income, promotes the preservation and rehabilitation of existing housing units for such persons, and brings greater stability to the residential construction industry and related industries so as to assure a steady flow of housing production. Established by the General Assembly in 1973, THDA has evolved and grown to serve Tennesseans in many ways: providing grants to preserve and create homes, offering rental assistance on several different levels, assisting in the creation and maintenance of rental housing, providing educational opportunities, and helping other State agencies with housing missions to solve problems and save taxpayers’ money.
- Appalachian Renovation Loan Program
- Emergency Repair Program
- Foreclosure Prevention Program
- Housing Modification & RAMP Program
- Low Income Home Energy Assistance Program (LIHEAP)
- Flexible Home Concepts
- Great Choice Home Loans & Great Choice Plus
- Hardest Hit Fund Down Payment Assistance
- Homeownership for the Brave
- Homebuyer Education
- New Start Home Loans
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- Family Self-Sufficiency
- Housing Choice Voucher
- Community Investment Tax Credit
- Low Income Housing Tax Credits
- Multifamily Tax-Exempt Bond Authority
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The Fair Housing Act prohibits discrimination in housing based on race, color, religion, sex, national origin, disability, or familial status (includes individuals or families with children under 18 years of age and pregnant women). The Fair Housing Act applies to almost all housing in the country. Any individual experiencing housing discrimination may file a complaint with any HUD office, in person, by mail, or by telephone, not later than one year after the alleged discriminatory act has occurred or terminated. An aggrieved person may also file suit in a federal court whether or not a complaint has been filed with HUD.
HUD has established a national toll-free housing discrimination hotline at: (800) 669-9777 (voice) or (800) 927-9275 (TTY). For more information, go to: https://www.hud.gov/hudprograms/fheo.